Four Sail Team Powered By eXp Realty
Certified Negotiation Expert®

Four Sail Team Powered by eXp Realty
1610 Pace St Unit 900 #340
Longmont, CO80504
Info Line: (888) 260-4576

Ten Commandments to Home Loans by Four Sail Realty

The Ten Commandments When Applying for a Real Estate Loan



1.        Thou shalt not change jobs, become self-employed or quit your job.

2.        Thou shalt not buy a car, truck or van (or you may be living in it)!

3.        Thou shalt not use charge cards excessively or let your accounts fall behind.

4.        Thou shalt not spend money you have set aside for closing.

5.        Thou shalt not omit debts or liabilities from your loan application.

6.        Thou shalt not buy furniture.

7.        Thou shalt not originate any inquiries into your credit.

8.        Thou shalt not make large deposits without first checking with your loan   officer.

9.        Thou shalt not change bank accounts.

10.      Thou shalt not co-sign a loan for anyone.